FEMA Letters of Map Amendment
(LOMA, & eLOMA)
In certain situations, a Flood Insurance Rate Map may indicate that a parcel of property is located in a Special Flood Hazard Area (SFHA), when in fact an elevation survey of the site confirms that it is out of the SFHA.
FEMA has acknowledged these situations, and provides a procedure whereby the site is "removed" from the Flood Area on a specific map. This procedure is referred to as a Letter of Map Amendment (LOMA), which is essentially a confirmation from FEMA that the parcel is not in a SFHA.
If the field data we generate in preparing a Flood Elevation Certificate determines that a site qualifies for a LOMA, we will advise the client accordingly. We can then prepare and file the necessary application with FEMA and follow the process through to completion.
An eLOMA is a procedure whereby the request for LOMA is filed electronically instead of by mail, making it a much faster process. We have been authorized by FEMA to use this process.